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Gay couples pay more money. That is more than just a simple statement. Over the average lifetime of a gay couple, they will spend more money than any heterosexual couple. There are all kinds of arguments that can be made by anti-gay groups and individuals, but the truth of the matter is that gay couples pay into all of the systems nearly twice as much as heterosexual couples do.
One of the most obvious additional costs includes the payment of taxes. Without the same marriage benefits, child benefits, and filing benefits of the heterosexual community, the gay couple will pay out a higher amount of the household money as each individual files separately without benefits. Even something as simple as true deductions have to come under scrutiny to ensure that the wrong deduction doesn't end up on the wrong tax return. The average additional taxation for couples of the GLBT community is generally three quarters to even twice the amount paid for a hetero household with the same income requirements.
Of course, while there are many companies that are stepping up and offering health insurance to employees with same sex partners, the health insurance crisis within the gay community can be significantly higher than that of the straight community. The considered income of the additional partner's health insurance is taxed, whereas heterosexual health insurance coverage is not. A single family's income can be significantly impacted by the ill health of one partner, yet reimbursement and deductions are often not permitted when the healthy partner becomes financially involved. It creates quite a tax mess.
Most couples in the family that either own property together or they have children together are likely to need legal counsel and representation. Everything from their intentions to their monetary assets must be documented and legally regulated in order to make sure that family heirlooms to children stay within the immediate family. Some gay couples find that even with their legal documentation, they have nothing backing them up.
Having children is automatically a higher expense for gay couples. The actual cost will depend on the method in which the couple may decide to go about getting pregnant. Most couples can spend anywhere from $30,000 to in excess of $75,000 just to get pregnant. The cost of additional medical care and actually raising the child is not included in that figure.
Later in life, domestic partners cannot collect any death benefits from Social Security. When it comes to pensions, it is up to the deceased partner's company to decide if they will pay anything to the surviving partner.
Non-biological children in states that do not permit second parent adoptions often have legal difficulties when it comes to medical decisions, claims for reimbursement, and even burial rights. Non-biological parents without the afforded second parent adoption often can not make immediate medical decisions for their child yet are often handed the medical bill without the expectation of reimbursement.
Yes, there are many ways that we can be told to live differently if we don't like it. We all know the answer to that. However, when it comes down to everything from opposition to same sex benefits to opposition to same sex marriages, it's not a bad idea to put it in black and white how gay couples pay more for living than het couples do.
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